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With karma you never know how much
you owe or how many lifetimes you have to spend in order to get to the level
where all your sins are paid for. Karma can be compared to this saying “When you throw a ball against a wall it bounces back at you”. In fact it actually
bounces back to you with much force than you had thrown it with.
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Grace, on the other hand, is simply
unmerited favour that sanctifies or absolves you of your sins. According to Ephesians 2:8 For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: 2:9 Not of works, lest any man should boast.